Springfield Distracted Driving Accident Lawyer

Driving is a task that requires a driver’s attention. Yet countless drivers continue to operate their vehicles while distracted, leading to numerous preventable accidents. Fortunately, with the aid of a Springfield distracted driving accident lawyer, victims can get recompense for their losses.

Why Choose Our Distracted Driving Accident Lawyers?

After a distracted driver harms you, you need professionals who can get you compensation without unnecessary delays. Our Springfield distracted driving accident lawyers at Cava Law Firm have decades of experience recovering damages from negligent drivers and insurance companies. We will work diligently to get you the maximum payout for your losses, just as we have for so many in the past.

When Cava Law Firm takes your case, you never have to wonder whether we have the experience and skill necessary to recover the money you need. Our track record speaks for itself and includes:

• Millions of dollars of damages recovered for clients.
• Thousands of satisfied clients.
• Recognition from industry-leading groups.

Have you been in an accident because of a distracted driver? Attorneys Christopher F. Cava and Jennifer L. Cava-Foreman are ready to meet and discuss your case.

Distracted Driving and Traffic Accidents

Everyone occasionally gets a little inattentive when driving. However, distracted driving refers to more than a mere lapse in attention. It encompasses actions that embody negligence. Negligence in Massachusetts occurs when a person fails to do something that a reasonably prudent person would do in the same situation. It also occurs when a person does something that a reasonably prudent person would NOT do in the same position.

A look at some of the many types of distracted driving shows us just how negligent and dangerous it can be to drive while distracted.

Driving While Using a Cell Phone

Some of the benefits society gets from having cell phones is lost when drivers use them while on the road. Texting, talking, and posting while driving can be more dangerous than many cases of drinking and diving. Yet countless drivers continue to engage with their phones when they should not.

Rubbernecking

Rubbernecking occurs when a driver closely observes something outside of their vehicle while driving. In most cases of rubbernecking, the driver ends up taking their eyes off the road for an extended period of time, which drastically increases the likelihood of an accident.

Reaching for Objects

Drivers reaching for objects is not necessarily always dangerous. Objects on the floor, glove box, or behind the driver often tempt the driver to reach for them. However, doing so puts the driver in a position of reduced control over the vehicle and often causes them to take their eyes off the road.

Eating and Drinking

Eating and drinking in your vehicle is fine, but only if done safely. Yet, for many drivers, the safety rules go out the window while eating. They may end up driving with their knees while eating or taking their eyes off the road to address a spill.

Talking to Passengers

There is nothing wrong with talking to passengers if you are the driver. However, drivers must control their level of engagement in a conversation so as not to drive unsafely. Dangerous behavior while speaking with passengers includes taking your eyes off the road, using hand gestures, and failing to control your emotions.

Fiddling With Auto Systems

Various systems in autos, such as AC and navigation, help make driving easier and more pleasant. Drivers should be able to safely operate these systems while driving. However, some drivers are not familiar enough with these features to be able to adjust them without taking their eyes from the road.

Compensation for Accident Injuries and Losses

If a distracted driver hits you, you deserve compensation for your losses. In Massachusetts, automobile accident compensation is typically handled through personal injury protection (PIP) insurance or liability insurance.

Personal Injury Protection

PIP insurance is mandatory for all drivers in Massachusetts. Regardless of who was at fault, PIP insurance provides compensation to the policyholder for:

• Medical bills related to the accident;
• Up to 75% of lost wages;
• Certain replacement services for household chores and tasks.

PIP is usually the exclusive source of compensation for accident injuries unless a victim experiences serious injuries or requires expensive medical care. When this is the case, the victim can file a claim with the distracted driver’s liability insurance policy.

Liability Insurance Claim

If you file a claim against the other driver’s insurance company, you will be entitled to claim more damages than allowed with PIP, such as:

• 100% of lost wages;
• Pain and suffering;
• Emotional distress; and/or
• Disfigurement.

The minimum amount of liability insurance each driver must carry in Massachusetts is $20,000 per person and $40,000 per accident. Other states have different limitations on coverage.

Property Damage Insurance

Damage to your vehicle in an accident is covered by the property damage insurance of the at-fault driver. In Massachusetts, all drivers must carry at least $5,000 in property damage insurance. This can become an issue if your vehicle has more than $5,000.00 of damage. That is where your policy’s collision coverage comes in to assist. If you do not have collision in this situation, you cannot get recovery for your property damage from the insurance company. See our blog on the importance of collision coverage for additional details.

Other Sources of Compensation

Other sources of compensation might include a business’s liability policy (if the distracted driver was an on-the-clock employee) or workers’ comp (if the victim was on the clock when hit by a distracted driver).

Important Timing Considerations

After you have been in an accident with a distracted driver, some important timing considerations will impact your case. First, insurance companies typically have reporting rules that require claimants to report the accident within a certain amount of time. Missing these insurance reporting deadlines can lead to a loss of policy benefits.

Additionally, there is a statute of limitations for car accident cases that requires victims to file a lawsuit within three years of the date of the accident. After three years, the victim’s right to sue likely disappears, and that means no compensation.

How Our Distracted Driving Accident Lawyers Can Help

Winning Is NO Accident!

Recovering from car accidents can be time-consuming as well as painful. Injury victims simply do not have the time or expertise to pursue damages effectively. At Cava Law Firm, we take charge and handle everything so you are free to focus on your life and livelihood.

You do not have to worry about the many tasks involved in compensation claims because we do them for you. Some of these essential tasks include:

• Performing accident investigations;
• Perfecting your claims paperwork and documents;
• Meeting all claims deadlines;
• Consulting with medical, financial, and accident experts;
• Aggressively pushing insurance companies for maximum compensation; and/or
• Keeping you up to date on the status of your claim.

We will also represent you in arbitration, mediation, or at trial in the event the insurance company will not settle.

Frequently Asked Questions

The Answers You Need

Looking for some answers relating to distracted driving accidents and compensation? Please review the following Q&A. If you have more questions afterward, feel free to contact us.

Should I get a distracted driving accident attorney to help with compensation?

Yes. A distracted driving accident attorney will dedicate their every effort to recovering the maximum compensation award for your case. At Cava Law Firm, we regularly recover multiple times more compensation than our clients could get on their own.

How much do Springfield distracted driving accident lawyers charge?

The majority of Springfield distracted driving accident lawyers take their fees from the compensation they recover on your behalf. This fee will typically be calculated at 33 1/3% of the compensation you are awarded.

How long will my case take?

It depends on the unique circumstances of your case. Cava Law Firm always works hard to get compensation for clients quickly and completely.

Will my case go to court?

Probably not. Most distracted driving cases never see the inside of a courtroom. Instead, they are resolved by the parties during negotiations. At Cava Law Firm, we work hard to get our clients’ claims paid as soon as possible, but we will file a lawsuit when parties refuse to pay a reasonable settlement.

How much compensation will I receive?

It is not possible to say without first reviewing your case. In the end, your compensation payout will depend on the extent of your losses, the clarity of the evidence, and the skill of your distracted driving accident lawyer.

Do you still have questions? Call us and get more answers from one of our experienced Springfield distracted driving accident lawyers.

Speak With a Distracted Driving Accident Lawyer Today!

Get Justice Through Compensation

Everyone is well aware that distracted drivers cause accidents. If a distracted driver has forced you into a crash, you likely have various options for compensation. Let Cava Law Firm fight to recover the maximum payout so you can effectively recover from your losses.